Let’s Budget

If you don’t have a 2022 budget yet, let’s get working on yours today.

The importance of making a budget is a financial lesson that cannot be overemphasized. If you, your business, and/or your family would like to get more financial security this year, budgeting is a fantastic tool to help you obtain your goals'

6 Reasons Why You Need a Budget

1. It Helps You Keep Your Eye on the Prize
   A budget helps you figure out your long-term goals and work towards them. It helps you to map out your goals, save money, helps illustrate your measurable goals, and make your dreams a reality.
2. It Helps You Plan for the Fun Things
   By keeping your eye on your numbers you can actually budget for the amazing things you want today.  An amazing vacation, buying a horse, personal self-care, a vacation home, etc.
3. It Helps Lead to a Happier Retirement
   As important as it is to spend your money wisely today, saving is also critical for your future. A budget can help you do just that. It's important to build investment contributions into your budget. Although you may have to sacrifice a little now, it will be worth it down the road.
4. It Helps You Prepare for Emergencies
   Life is filled with unexpected surprises. Your budget should include an emergency fund that consists of at least three to six months’ worth of living expenses. This extra money will ensure that you don't spiral into the depths of debt after a life crisis. Of course, it will take time to save up three to six months' worth of living expenses.Build it into your budget, set realistic goals and start small. Even if you put just $10 to $30 aside each week, your emergency fund will slowly build up.
5. It Helps Shed Light on Bad Spending Habits
   Building a budget encourages you to take a close look at your spending habits. Budgeting allows you to rethink your spending habits and re-focus your financial goals and dreams.
6. It's Better Than Counting Sheep
   Following a budget will also help you catch more sleep. When you budget and spend accordingly, you'll never have to  lose sleep over financial issues again.BONUS FOR BUSINESSES:
   An effective budget should give the business owner the tools to track how the company is doing financially so they can plan for both short- and long-term income and expenses for everything from income growth or planned reduction, new hires,  increased advertising and subcontractors and much more. A budget can also give a company owner the ability to share their process and budget with a governing body, like a board of directors, and provide important status updates to current and potential investors and/or donors.

Hire a Pro

If you don’t have a 2022 budget yet, let’s get working on yours today!

Applied Financial Services, Inc. is here to help you every step of the way to get your 2022 budget created.

Hourly rates apply * inquire for nonprofit rates.

Set up an introductory meeting with Roxanne today: https://calendly.com/roxannealbin